We're here for the long term, supporting you while you live in your home.
Paint the walls your favourite colour, change the carpet, put up your favourite pictures, and kit it out with your furniture.
It's up to you now because it's your home.
We cover the upfront costs of things like building's insurance and a home care plan. You just reimburse us at a flat rate of £4.50 a month.
Shared maintenance costs
If you buy a home with us, you won't need to worry about living on a building site. We filter out homes that need structural work so when you move in, you can just get on with living!
If you do fancy knocking down walls and building extensions you can, but only once you've bought us out.
No structural work needed
Because it's your place, you're in charge of day to day maintenance costs like replacing light bulbs or getting a new sofa.
Everything else, we split.
Day to day maintenance
Ready to become a homeowner?
*'we' 'us' and 'our' refer to Wayhome and/or their funding partners.
Ready to become a homeowner?
*'we' 'us' and 'our' refer to Wayhome and/or their funding partners.
Unmortgage Ltd (registered in England and Wales, Company No. 10395239) and its subsidiaries comprise the Unmortgage Group. Our registered office is at 9 Appold St, London, EC2A 2AP.
Wayhome is a trading name of the Unmortgage Group.
Unmortgage Arrangers Ltd, a subsidiary of Unmortgage Ltd (registered in England and Wales, Company No. 11842567), is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 838366) for arranging and administering insurance policies only and is also registered as an EMD Agent of Modulr FS Limited (Firm Reference Number 902968). Modulr FS Limited is Authorised and Regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573). Your money is held in a segregated and safeguarded account under e-money regulation.
No other aspect of the Unmortgage Group’s business falls within the scope of financial services regulation. This means you do not have any of the protections under the FCA rules and do not have any cover from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme in relation to your interest in an LLP. Customers should ensure they understand what this means before they use the Wayhome product.
For full details relating to our regulatory position please see our Regulatory Information Page.
Wayhome Property Management Ltd, a subsidiary of Unmortgage Ltd, is a member of The Property Redress Scheme (membership number PRS025713), which covers activities in relation to the purchase of the home, the setting up and management of tenancy and the management of maintenance of the home.
Wayhome Nominees Ltd (registered in England and Wales, Company No. 13085562) is a subsidiary of Unmortgage Ltd.
Have any questions? Check out our FAQs