Eligibility
Find out if we can help you today
Financial criteria
- £24,000 to £140,000 total household income*
- 5% to 30% deposit, worth at least £7,500
* This is pre-tax and shouldn't include any benefits you receive
You also need to:
- pass a soft credit check
- be between 21 and 55 years old
- be a British citizen, or have settled or pre-settled status, or have indefinite leave to remain in the UK
- have lived in the UK for the last 3 years
- have no criminal record
- not own other properties by the time you buy with us
- (if you're self employed) have a minimum 1 year's worth of tax returns including 2022/2023
If you'll be buying or living with a partner
If you're buying with a partner and/or they'll also be living in the home then they need to be on your application and meet our eligibility criteria.
To find out more, click here.
If you're not eligible today
Our criteria might change over time which might mean we can include more people.
Gradual Homeownership is just the beginning of our vision at Wayhome to reinvent homeownership.
So, just because you're not eligible today doesn't mean you won't be in the future.
