Introducing Deposit Bridge: the new pathway to ownership, only 1% upfront

Move in now with a fixed monthly payment. In five years, buy your home from us with a 10% head start.

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How Deposit Bridge works

  • Get your Home BudgetGet your Home Budget

    Get your Home Budget

    It only takes a few minutes.

    Once you've got it, you can start viewing homes straight away.

  • Choose and reserve your homeChoose and reserve your home

    Choose and reserve your home

    Browse and view as many new-build homes on our website as you like.

    When you see one you love, you can reserve it.

  • We buy the home, you move inWe buy the home, you move in

    We buy the home, you move in

    We buy the home and manage the process. Before you move in, you pay your 1% purchase option fee.

    Then it's time to move into your new home.

  • Live there for five yearsLive there for five years

    Live there for five years

    Make the home your own.

    Your monthly living payment is fixed and won't increase.

  • Decide at the endDecide at the end

    Decide at the end

    Buy the home with your 10% discount, which can replace a traditional cash deposit*.

    Or move on and potentially receive up to 7%** to support your next move.

Key benefits

  • A real path to ownership, without the pressure

    A real path to ownership, without the pressure

    You can buy later at a discounted price, without needing to decide today.

  • Cost certainty for five years

    Cost certainty for five years

    No large upfront costs. No rent rises, no increases, just one simple monthly payment.

  • A built-in deposit alternative

    A built-in deposit alternative

    When you buy, you get a 10% discount on the home's value, which can be treated as your deposit*.

  • Make it your own

    Make it your own

    You have the freedom to paint the walls, change the carpet or get a pet.

What's happening with Gradual Homeownership?

This product has now been retired.

We may bring back a new and improved version down the line, but we don't have a set timeframe just yet.

In the meantime, we do occasionally have Gradual Homeownership resale homes become available. These are homes currently co-owned with Wayhome that you can buy now with just a 5% deposit.

If you're exploring options, it's worth keeping an eye on them. Availability can change quickly.

View resale homes