A smarter way to use your Lifetime ISA

Move into your new home now whilst still building your LISA.

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Why Deposit Bridge is smarter

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    You don’t have to wait until you’ve saved a full deposit

    With Deposit Bridge, you can move into a selected new-build home today with just 1% upfront.

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    Your monthly payment is fixed for five years

    So while you keep saving, your monthly living payment stays the same.

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    Your LISA can keep building while you live there

    Keep saving into your Lifetime ISA while you’re already living in the home you may later buy.

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    When it’s time to buy, you can use both

    If you choose to buy at the end of five years, you'll receive a 10% discount on the home's independently assessed value, which can be used in place of a traditional cash deposit. Any LISA savings and government bonus can sit on top of that, helping to reduce the amount you need to borrow.

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    And if plans change, you still have options

    If you choose not to buy, you could receive a cash incentive of up to 7% of the home’s value, while keeping the Lifetime ISA savings you’ve built.

A smarter route to your first home

Your LISA helps you save.

Deposit Bridge helps you move into your new home sooner.

Get my Home Budget

Through Wayhome, more than 200 families have already taken their first steps into homeownership, and the lessons we’ve learned along the way have shaped what we’re building next.

*Buying at year five is subject to mortgage availability. Wayhome doesn't provide financial or mortgage advice. We'd recommend seeking independent financial advice before making any decisions.