A smarter way to use your Lifetime ISA
Move into your new home now whilst still building your LISA.
Get my Home BudgetWhy Deposit Bridge is smarter
You don’t have to wait until you’ve saved a full deposit
With Deposit Bridge, you can move into a selected new-build home today with just 1% upfront.
Your monthly payment is fixed for five years
So while you keep saving, your monthly living payment stays the same.
Your LISA can keep building while you live there
Keep saving into your Lifetime ISA while you’re already living in the home you may later buy.
When it’s time to buy, you can use both
If you choose to buy at the end of five years, you'll receive a 10% discount on the home's independently assessed value, which can be used in place of a traditional cash deposit. Any LISA savings and government bonus can sit on top of that, helping to reduce the amount you need to borrow.
And if plans change, you still have options
If you choose not to buy, you could receive a cash incentive of up to 7% of the home’s value, while keeping the Lifetime ISA savings you’ve built.
A smarter route to your first home
Your LISA helps you save.
Deposit Bridge helps you move into your new home sooner.
Get my Home Budget*Buying at year five is subject to mortgage availability. Wayhome doesn't provide financial or mortgage advice. We'd recommend seeking independent financial advice before making any decisions.