The new alternative to Shared Ownership
Get on the property ladder with a 5% deposit and no mortgage.
Sign up
Wayhome allowed us to buy a stunning house that was out of our reach—without getting into debt and paying interest.
- Anisa, homeowner with Wayhome
Featured in
Wayhome vs. Shared Ownership
| Wayhome | Shared Ownership | |
|---|---|---|
| Buy without a mortgage | ||
| No brand new builds | ||
| Avoid high service charges | ||
| No fees to buy more of your home | ||
| Only pay for your share of the buying costs | ||
| Interest-free option (no mortgage) | ||
| Buy more of your home whenever you want to, from as little as £50 | ||
| Most maintenance costs split | ||
| No rules about who you can sell to |
If you can afford rent, you can start buying a home — no loan, no fees, no interest.
Only 5% min. deposit
You bring the 5%, we pay for the remaining 95%*.
*£7,500 min. deposit and £24,000 min. household income.
Flexible ownership
Only pay rent on the part of the home you haven't bought yet.
Buy more each month or in lump sums. Buy us out when you can.
You're in control
Paint the walls, change the carpet, or get a pet. You can also stay as long as you like.
After all, its your home.
Live debt-free and avoid paying interest
We buy with you, so there’s no mortgage, no loan and no interest.
We’re also a certified Shariah compliant option.
Why Wayhome
No more restrictions
Easy to buy more of (what you pay above rent goes towards your ownership).
No more new builds
Buy a home from the open market with established value.
No more stress
We help you with the entire buying process, from start to finish.
No more debt
We buy with you, so there’s no mortgage, no loan and no interest.
How we helped the Payne family move into their dream house
Before Wayhome, they were renting and struggling to buy that 3-bed home they had been dreaming about for years—despite earning good incomes.
Our children woke up on Christmas morning in their own home—that’s something we could have never dreamed of before.
After viewing a few homes, they found one in an area they love, made an offer and moved in—just in time for Christmas.
We had a nasty shock realising how little most lenders would lend us and how unfair the mortgage system is.
We can help you find your home, too.
Don’t settle for a brand new build or getting a smaller home with a mortgage.
Sign up and see what you can afford with Wayhome.
See homesWayhome—when the other home buying alternatives don’t work for you.
Forced to save for a massive deposit?
With us, not anymore.
Are you self-employed?
You’re welcome here.
Need a Shariah-compliant option?
We’ve got it.